| Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
|---|---|---|---|
| All Products | 2.00% | 1.00% | 0.50% |
Lending criteria:
Commercial and residential investment
Loan size: £100,000 – £2.5m
Term: Three to ten years
LTV: up to 70%
Interest rate: Tracker rates from 4.99% pa over BoE
Exit fee: 1.00%, subject to ESG discounts
Repayment method: Interest only for now, serviced monthly
ICR: 125%
Unregulated lending in England and Wales only
Lending criteria:
First and second charge residential and commercial
Loan size: £100,000 – £7.5m+
Term: One to 24 months
LTV: up to 75%
Interest rate: Tracker rates from 6.00% pa over BoE
Exit fee: No exit fees
Repayment method: Deducted or serviced interest
Unregulated lending in England, Wales and Scotland
Lending criteria:
Loan size: £100,000 – £7.5m
Term: One to 24 months
LTV/day one LTV: up to 70%
LTGDV: up to 65%
Interest rate: Tracker rates from 8.50% pa over BoE
Exit fee: 1.00% on development finance only
Repayment method: Deducted or serviced interest
Unregulated lending in England, Wales and Scotland
We can lend up to 100% development costs
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